James Ricketson
58 Braidwood Road
Goulburn 2580
jamesricketson@gmail.com
0488543555
The Hon. Christopher Minns, MP
Premier of NSW
GPO Box 5341
Sydney NSW 2001 10th. December 2025
Dear Premier
re XXXXXX Ltd v Workers Compensation Nominal Insurer (icare)
My many letters to you regarding this matter have been ignored. The clear injustice that is being perpetrated here is of no concern to you, and clearly won’t be until such time as the mainstream media takes an interest in it – at which point, you will, no doubt, act.
If you do a little research, Premier, you will discover that over the past 40 years, Ms. L – a very talented ‘cake artist’ - has donated her time, her energy, her cakes to the organising of multiple charitable functions to raise money for those in our community who are less fortunate. She has done so out of the goodness of her heart; the generosity of her spirit. Don’t take my word for it. Get someone within your government to ask around. Or, if you have five minutes to spare, just google Ms.L and find out for yourself.
What icare has done here, with the blessing of Judge Gerard Phillips and the Personal Injuries Commission, is turn Ms.L’s personal life into a nightmare this past 5 years, and destroyed her business of 40+ years – all because she offered, in 2019, to help a man who was down on his luck and who had, just a few week before, felt so miserable that he tried to kill himself.
If this is the response of insurers such as icare and of the PIC, and now your government, to such acts of generosity on the part of men and women like Ms. L. don’t be surprised if fewer and fewer ‘Good Samaritans’ offer to help others in our community out of fear of the dire possible consequences for themselves.
One lesson to be learnt from this sad tale of institutional cold-heartedness and incompetence is just how easy it is to pull off an insurance scam with icare. All a scamster needs to do is:
(1) Get a job s/he is not qualified to do.
(2) Fail to do the job they have been employed to do.
(3) Fail to turn up for work.
(4) Send threatening messages to their employer.
(5) Find a psychiatrist prepared to declare them incapable of working as a result of being traumatised by employer bullying. No meeting required.
(6) Get icare to pursue the ‘bully’ legally, despite there being no evidence of bullying.
(7) icare will accept the bullying allegation without question or investigation.
(8) The PIC will provide a rubber stamp for icare’s decision.
The end result for the clever scamster will be being set up for life financially, whilst the alleged bully’s personal and personal lives are destroyed.
This is happening on your watch, Premier, but you clearly do not care. If you did, you would, at the very least, employ an independent investigator to take a close look at CM and reassure yourself, before signing off of on the complete destruction of Ms. L’s life, that he NOT is a very clever scamster who has played icare and the PIC for suckers.
It is possible to be both mentally ill and to be a master scamster. CM seems to fall into this category. On the basis of the evidence available in many medical reports dating back 30 years, Mr. M is clearly unstable, has problems with alcohol and drugs, is a fantasist who makes untrue claims about what he has done in his life and has discovered an way to set himself up for the rest of his life - at a cost of in excess of $2 million to the community. That he has destroyed Ms. L’s life is of no concern him. Or to icare, the PIC or your government.
Putting Ms. L.'s case to one side, surely it is in the interests of the community at large that there be a crack-down on such insurance scams.
Ask some questions, Premier.
Yours sincerely
James Ricketson
Cc Judge Gerard Phillips
Icare
ICAC
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